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rikCmil
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PostSubject: In need of a truck   March 14th 2011, 9:46 pm

Where's the best place to get a truck?

I'm in the market for a full sized 4x4 crew cab truck and not sure the best way to go about getting one, can anyone suggest a good dealership to check out? I've been looking into 08 sierra/silverado's but I'd consider any brand. I really don't know a much about trucks or buying through dealers so any help would be awesome. I've given a bit of thought into buying from the states but not sure there is much savings when you add up the fees and what not. I'm looking to spend somewhere in the low up to mid 20s.

Also, I was out at rmp tonight to check out what was there and was looking at the frames and noticed what seems to be a lot of surface rust on the frame rails and suspension components, well what I thought was a lot of rust for a 2008. Is this fairly typically of trucks that age? Kinda turned me off from even finding a sales person.
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PostSubject: Re: In need of a truck   March 14th 2011, 10:11 pm

I wouldnt go through a dealer unless you want to be raped with the cost of buying through them. I saved thousands going as far as Alberta to get a good quality used truck cheaper than going through the dealer that offered the same truck but with higher mileage and not in the same condition. Take a look at kijiji Alberta and take your time you will find something that's worth the price and in great shape. Also, carfax is your friend. It's worth the money
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corey
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PostSubject: Re: In need of a truck   March 14th 2011, 10:14 pm

Find yourself a good used truck through a private sale, skip all the B.S. fees etc.

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c.mayer
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PostSubject: Re: In need of a truck   March 14th 2011, 10:20 pm

corey wrote:
Find yourself a good used truck through a private sale, skip all the B.S. fees etc.

what he said. And yes, a diesel IS cool, but no, you probably dont need one.
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corey
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PostSubject: Re: In need of a truck   March 14th 2011, 10:27 pm

c.mayer wrote:
corey wrote:
Find yourself a good used truck through a private sale, skip all the B.S. fees etc.

what he said. And yes, a diesel IS cool, but no, you probably dont need one.
100% agreed, If you want just a jump in and go and never think about it get a V8 truck.

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rikCmil
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PostSubject: Re: In need of a truck   March 14th 2011, 10:33 pm

Ya wasn't ever considering a diesel but man a brodozer would be awesome. I just don't know how I'd work it getting from out of province, I'm pre approved for a loan but i need make model vin and sale price to get that loan finalized and I have to do that at my bank in Weyburn... Go paper work!
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c.mayer
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PostSubject: Re: In need of a truck   March 14th 2011, 10:40 pm

could you not just get a line of credit and buy the truck with that? that way, you always have a line of credit, should you even need it, and would have to go through all the bullshit to get a loan everytime you need one.
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corey
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PostSubject: Re: In need of a truck   March 14th 2011, 10:46 pm

c.mayer wrote:
could you not just get a line of credit and buy the truck with that? that way, you always have a line of credit, should you even need it, and would have to go through all the bullshit to get a loan everytime you need one.
Line of credit is also a good alternative. 3% + Prime, kicks the ass outta any rates your gunna find that come along with loans.

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rikCmil
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PostSubject: Re: In need of a truck   March 14th 2011, 10:51 pm

I'm not sure I can go that route, I have a massive student line of credit already. I could maybe ask about it. The loan I was approved for was for 6.4% interest so it could be worse.
Though at the end of the day I can always just get a rental truck through my job. Just would rather get my own truck and have something to own at the end of the day. Plus I want something to replace my car as a winter vehicle, with a rental chances are I'd have it only for the summer season up til maybe november.
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PostSubject: Re: In need of a truck   March 15th 2011, 7:24 pm

corey wrote:
c.mayer wrote:
could you not just get a line of credit and buy the truck with that? that way, you always have a line of credit, should you even need it, and would have to go through all the bullshit to get a loan everytime you need one.
Line of credit is also a good alternative. 3% + Prime, kicks the ass outta any rates your gunna find that come along with loans.

what bank you deal with? or is there any stipulation to that rate

ive been with my bank awhile, but its a small town private credit union, so i always figured rates were higher, id have to look but i think my line of credit is wayy higher then your stated 4.25 percent, and most "loans" are 5-6 percent.

just curious,...
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Moneypits
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PostSubject: Re: In need of a truck   March 15th 2011, 9:41 pm

come down to bennett dunlop we dont got any of those fees and especially with BFT even this month and the rebates you could get a good deal come on down i might even be able to get you a good friends a family discount on a truck
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c.mayer
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PostSubject: Re: In need of a truck   March 15th 2011, 9:47 pm

Moneypits wrote:
come down to bennett dunlop we dont got any of those fees and especially with BFT even this month and the rebates you could get a good deal come on down i might even be able to get you a good friends a family discount on a truck

isnt it employee family pricing or $1 over the inventory price every other week? or are you telling me these are all shams to get ma monies
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rikCmil
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PostSubject: Re: In need of a truck   March 15th 2011, 10:28 pm

Thanks guys for all the input, actually got something in the works right now because of this thread.
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PostSubject: Re: In need of a truck   March 18th 2011, 9:23 am

don't head to the states, there really not much cheaper for a truck anymore when you add all the costs and inspections, gas and insurance.

Talk to Cam. he works at Ford, might be able to hook you up
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duggyb
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PostSubject: Re: In need of a truck   March 18th 2011, 9:27 am

djStewzy wrote:
don't head to the states, there really not much cheaper for a truck anymore when you add all the costs and inspections, gas and insurance.

Talk to Cam. he works at Ford, might be able to hook you up

u on crack?
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Golks
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PostSubject: Re: In need of a truck   March 18th 2011, 9:40 am

duggyb wrote:
djStewzy wrote:
don't head to the states, there really not much cheaper for a truck anymore when you add all the costs and inspections, gas and insurance.

Talk to Cam. he works at Ford, might be able to hook you up

u on crack?

Agreed.
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PostSubject: Re: In need of a truck   March 18th 2011, 10:03 am

Jeep Commache!


It's better then any bro-dozer ever made!
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Moneypits
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PostSubject: Re: In need of a truck   March 18th 2011, 10:17 am

duggyb wrote:
djStewzy wrote:
don't head to the states, there really not much cheaper for a truck anymore when you add all the costs and inspections, gas and insurance.

Talk to Cam. he works at Ford, might be able to hook you up

u on crack?

no :S
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Golks
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PostSubject: Re: In need of a truck   March 18th 2011, 10:33 am

Golks wrote:
duggyb wrote:
djStewzy wrote:
don't head to the states, there really not much cheaper for a truck anymore when you add all the costs and inspections, gas and insurance.

Talk to Cam. he works at Ford, might be able to hook you up

u on crack?

Agreed.

Just a quick example I have found:

2008 Toyota Tundra 5.7l SR5 42,000km's - $37,900CAD (saskatoon)

2008 Toyota Tundra 5.7l SR5 12,100mi's - $26,950USD (denver)

Over $10,000 and 22,000km's difference is worth the $500 flight and incidentals.
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duggyb
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PostSubject: Re: In need of a truck   March 18th 2011, 10:56 am

Golks wrote:
Golks wrote:
duggyb wrote:
djStewzy wrote:
don't head to the states, there really not much cheaper for a truck anymore when you add all the costs and inspections, gas and insurance.

Talk to Cam. he works at Ford, might be able to hook you up

u on crack?

Agreed.

Just a quick example I have found:

2008 Toyota Tundra 5.7l SR5 42,000km's - $37,900CAD (saskatoon)

2008 Toyota Tundra 5.7l SR5 12,100mi's - $26,950USD (denver)

Over $10,000 and 22,000km's difference is worth the $500 flight and incidentals.

i am not saying the savings are 10G, but you can save a large amount

Purchase Price-26,950
GST & PST-2695
RIV Fee-206
Air Conditioning Tax-100
Fuel Tax-3,000
Provincial/Federal Saftey Inspections-105
Recall clearance letter-Free in 90% of the cases
Travel Expenses-$700-this is a rough estimate if you don't travel to far for a vehicle
=$33,756
Savings=$4144

like i said, 10G savings is hard to find, but even having a savings of $4144 would make me purchase US and take a weekend of my time to get the truck/do the paperwork.

Advantages from purchasing in the USA
-More selection as far as i am concerned
-Pick where your vehicle comes from(a salty or non salty state, texas,arizona,etc...shape of vehicle can be MUCH nicer than you'll find in Canada)

Advantages from purchasing in Canada
-Warranty if you are buying new enough
-Less paperwork/Travel time

This is my take, that being said if you hunt hard in Canada you can find great deals as well, especially in Alberta right now!
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Zimm
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PostSubject: Re: In need of a truck   March 18th 2011, 6:59 pm

if ya havent found nothing yet lemme know we just sold a 08 gmc sierra gfx for 17,000
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rikCmil
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PostSubject: Re: In need of a truck   March 18th 2011, 7:17 pm

Your forgetting the green levy on vehicles newer than March 19 2007, which for a truck can be up to $4000 because of low fuel economy. http://www.riv.ca/CostConsiderations.aspx. Plus a lot of other stuff i don't want to deal with, miles instead of km for one thing.
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Golks
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PostSubject: Re: In need of a truck   March 18th 2011, 7:32 pm

Duggyb included the green tax @ $3000 in his tally but it doesn't even apply to pickup trucks so your savings in the example I made is over $6000 bucks.

But some people just aren't in the 'u.s. import' game.
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rikCmil
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PostSubject: Re: In need of a truck   March 19th 2011, 12:12 am

Ah ya, i didn't see that. Well its not worth it for me, I found a great deal and once its finalized early next week we'll see how well I did.
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